Recently, Linkable Networks launched a new feature on MyLinkables – the ability to have savings gained by linking and redeeming offers appear on the credit or debit card that you have registered.

This new feature changes the perspective in which you and I view our credit or debit account statements. Now, instead of card account statements being merely a list of how much you spent and where you spent it, you’ll also see how much you saved and where. This simple but valuable put-savings-back-on-my-plastic-card feature helps you and I manage our money.

For most of us consumers, the term “managing your money” simply means tracking our spending. The earning side of the money management equation is routine; it’s the regularly occurring manual or automatic deposit of our paychecks.

Sure, some of us more actively manage financial accounts by trading stocks, bonds or Cabbage Patch dolls. However, for most of us, money management is the act of understanding where all the money goes. Your card account statement is one of the best tools available to track and understand monthly discretionary spending.

The back-to-card option provides us with a way to lower our monthly expenditures from the same place that expenditure was generated - a tangible benefit. But it also carries an emotional benefit. Rather than our card account statement being essentially a tally of all the money we spent last month, we can now view how much money we saved last month. In a small but not insignificant way, it serves as financial empowerment.

Some MyLinkables users prefer to have their savings appear on their PayPal accounts. They find that savings accumulated on their PayPal account becomes akin to playing with house money – kind of like free dollars to spend.

Whatever your preference, seeing the savings build up with card-linked offers is a fantastic way to make the most of your credit or debit card use and a great way to track and manage both the spending and earning halves of money management.